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SWID by Pixller Technologies: Simplifying Secure Credit Card Bill Payments in India

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A Smart, Safe, and Convenient Bill Payment Solution for Modern Consumers

As digital payments continue to transform the way people manage their finances, consumers are looking for platforms that offer convenience, flexibility, and security. Whether it’s paying business expenses, education fees, or monthly rent, having a reliable payment solution has become more important than ever.

SWID, the flagship bill payment application developed by Pixller Technologies Private Limited, is designed to meet these evolving needs by enabling users to make a variety of payments using their credit cards through a single, secure platform.

Launched in March 2026, SWID is focused on making digital bill payments simpler while maintaining the highest standards of data protection and user security.

One App for Multiple Credit Card Payments

SWID brings together essential payment services into one easy-to-use application, allowing users to pay different types of bills without switching between multiple platforms.

Users can conveniently make payments for:

  • Business Payments
  • Education Fee Payments
  • Rent Payments

By enabling these payments through credit cards, SWID offers users greater financial flexibility while streamlining their payment experience.

Security at the Core of the SWID Platform

In today’s digital world, payment security is one of the biggest concerns for users. Recognizing this, Pixller Technologies Private Limited has built SWID with multiple layers of advanced security designed to protect customer information and transactions.

The platform incorporates:

  • SSL Encryption
  • AES 256-bit Encryption
  • PCI DSS Compliance
  • VAPT (Vulnerability Assessment and Penetration Testing) Cleared
  • ISO Certified Security Standards

These security measures help safeguard sensitive financial data, giving users confidence while making online payments through the application.

Built for Trust and Reliability

SWID has been developed with a strong emphasis on providing a secure and dependable payment experience. From data encryption to internationally recognized security practices, every aspect of the platform is designed to protect users while ensuring smooth and reliable transactions.

As digital payment adoption continues to grow across India, secure platforms like SWID play an important role in helping individuals and businesses manage payments with greater confidence.

Vision of the Founders

Founded by Sumit Kumar and Laxmi Dors, Pixller Technologies Private Limited aims to build innovative fintech solutions that simplify digital financial transactions while maintaining high standards of security, reliability, and user experience.

With SWID, the founders envision creating a trusted payment platform that enables users to manage essential payments conveniently through a single application while prioritizing data privacy and transaction security.

Looking Ahead

The digital payments ecosystem in India is evolving rapidly, creating demand for secure, user-friendly, and technology-driven financial solutions. SWID is positioned to support this transformation by providing a platform that combines convenience with enterprise-grade security.

As Pixller Technologies continues to innovate, the company remains committed to delivering payment solutions that address the changing needs of consumers and businesses in an increasingly digital economy.

Conclusion

Managing everyday payments should be simple, secure, and reliable. SWID, developed by Pixller Technologies Private Limited, offers a modern bill payment platform that allows users to make business, education, and rent payments using their credit cards through a single application.

Backed by advanced security technologies including SSL Encryption, AES 256-bit Encryption, PCI DSS compliance, VAPT clearance, and ISO certification, SWID is designed to provide users with a safe and trusted digital payment experience.

To learn more about SWID and explore its services.

visit https://swid.one

https://play.google.com/store/apps/details?id=com.swid.app&pcampaignid=web_share
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Vibhu Kandwal: Meet the 25-Year-Old Founder of Dropout Kid Trading Teaching Forex and Crypto for Free

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Delhi/Uttarakhand — In a space often associated with expensive courses and paid mentorships, 25-year-old Vibhu Kandwal has built a name for himself by giving trading knowledge away for free. Based between Delhi and Uttarakhand, Kandwal is the founder of Dropout Kid Trading (DKT), a page dedicated to forex and cryptocurrency education that has grown into one of the more recognisable trading-education brands among younger Indian traders.

Kandwal describes himself as having spent more than seven years immersed in the forex and crypto trading world, a period during which he moved from learning the markets himself to teaching others. For the past six years, he says, his primary focus has been sharing that knowledge with his growing audience without charging for it, a decision that has shaped how his brand is perceived within India’s crowded trading-education space.

Why ‘Dropout Kid’

The name Dropout Kid Trading reflects the personal story Kandwal has built his public identity around: stepping away from a conventional path to pursue trading independently. Rather than treating this as a setback, he has turned it into the foundation of his brand, using it to connect with an audience of young, self-taught traders who may be exploring financial markets outside of traditional education or career routes.

This narrative runs consistently across his platforms. His YouTube channel banner describes the page as covering “Forex, Crypto, Trader Life,” while his Instagram bio leads with “Entrepreneur” and “Forex Trading,” positioning him less as a formal educator and more as a peer who has already walked the path his audience is currently on.

Free Education as the Core Offer

According to Kandwal, more than 2,000 students have received free trading education through his content over the years. This education is distributed primarily through daily YouTube uploads, regular Instagram posts, and a Telegram community where subscribers can follow live market commentary. His Telegram channel’s pinned message offers a free e-book as an entry point for new members, reinforcing the free-access model that runs through his content strategy.

This approach sets him apart from trading educators who monetise primarily through paid signal groups or mentorship programmes. Kandwal’s public messaging consistently frames his content as a resource for people who want to learn to trade without having to pay for access to basic knowledge.

The DKT Concept

At the centre of Kandwal’s teaching is what he calls the DKT concept, a trading framework he says he developed himself over years of studying and trading the forex and crypto markets. He describes it as an accurate and reliable approach to market analysis, and it forms the backbone of much of the educational content he shares with his audience, from YouTube tutorials to live commentary shared through his Telegram community.

While specific details of any personal trading methodology are proprietary to its creator, Kandwal has built his public profile around the idea that the DKT concept can be learned and applied by traders at different experience levels, which he presents as central to his mission of making trading education accessible.

A Multi-Skilled Trader

Kandwal’s profile lists a range of skills tied to financial markets, describing himself as a trader, professional market analyst, hedge fund manager and financial market mentor. This combination reflects the dual nature of his public work — educational content aimed at newer traders, alongside market analysis and commentary aimed at a more engaged, active trading audience following his Telegram community.

He has also listed a number of competitive trading recognitions on his profile, including being named winner of the World Trading Tournament (WTT) 2025, the Trading Championship 2026 hosted by Mazifinance, and the Scalper Pro Championship (SPC) 2021 — titles he presents as part of a broader trading track record alongside his content-creation work.

Where His Audience Follows Him

Kandwal’s online following spans several platforms. His Instagram account has drawn hundreds of thousands of followers, his YouTube channel has built a subscriber base in the tens of thousands across dozens of uploaded videos, and his Telegram community has grown into a large, active group of subscribers who receive regular updates. Each platform serves a slightly different purpose: Instagram and YouTube function as brand-building and educational spaces, while Telegram operates as a more immediate channel for market commentary and trade-related discussion.

As with any market commentary shared by an individual creator, content posted on Kandwal’s channels reflects his personal views and strategies rather than licensed financial advice, and forex and crypto trading carry substantial risk regardless of the educational framework being applied.

Following Dropout Kid Trading

Those interested in learning more about Vibhu Kandwal’s free trading education, his DKT concept, or his day-to-day market commentary can find him through the following official channels:

Instagram: https://www.instagram.com/dropoutkid_trading?stkn=MW94OGFlYjE5cnprZw==

YouTube: https://youtube.com/@dropoutkidtrading-b7b?si=o0Gk_Tz56FimU5Vz

Telegram: https://t.me/DropoutKidTrading

About Vibhu Kandwal / Dropout Kid Trading

Vibhu Kandwal, 25, is a Delhi/Uttarakhand-based trader and the founder of Dropout Kid Trading (DKT), an educational platform focused on forex and cryptocurrency markets. With more than seven years of trading experience and six years spent creating free educational content, Kandwal has built a following across Instagram, YouTube and Telegram, teaching his self-developed DKT trading concept to more than 2,000 students to date.

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KrishiScan Launches AI-Powered Agri-Finance App to Help Indian Farmers Diagnose Crop Disease, Track Mandi Prices and Access Government Schemes

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Built by Abir Majumder for ELLOTH, the platform combines AI crop scanning, live mandi price data and a government scheme copilot in 10 Indian languages

India — A new agri-tech platform, KrishiScan, is positioning itself as one of the country’s first combined agriculture-and-finance digital assistants, aiming to tackle three problems that have long troubled Indian farmers: crop disease detection, fair market pricing and access to government subsidies. Developed by Abir Majumder for ELLOTH, the app describes itself as India’s first AI agri-finance copilot, built to work in ten Indian languages and available directly from a farmer’s phone without any mandatory sign-up for a limited number of free scans.

KrishiScan’s core pitch is speed and accessibility: the platform claims it can diagnose a crop disease from a photograph in around five seconds, while also offering a 14-day mandi price trend and real-time matching against bank loans and subsidy schemes — all designed for farmers who may not have reliable access to English-language digital tools or up-to-date market information.

The Problem KrishiScan Says It Is Solving

According to the platform, Indian farmers lose significant income every season to three recurring issues. Crop diseases often go unnoticed until they have already spread across a field, by which time local dealers or agronomists may be too late to help. Market prices quoted by traders are frequently outdated, with farmers reportedly losing anywhere between ₹200 and ₹500 per quintal due to a lack of live pricing data. And a large number of government welfare schemes — KrishiScan cites more than 800 central and state yojanas — go unclaimed each year simply because farmers are unaware which ones apply to them.

Three AI Tools in One App

KrishiScan is structured around three main tools, each aimed at closing a specific information gap between farmers and the wider agricultural market.

  • AI-Powered Crop Scanner — Farmers can photograph a leaf and receive a diagnosis of disease, pest infestation or nutrient deficiency in under five seconds, along with both organic and chemical treatment suggestions delivered in the farmer’s own language. The tool claims to work across more than 40 crop types with over 90 percent accuracy.
  • Live Mandi Prices & Profit AI — The app pulls real market rates from more than 3,000 mandis and offers district-level filtering, updated daily. Its Profit AI feature compares a farmer’s current crop against two or three alternative crops using local weather, soil and buyer data to suggest more profitable options.
  • YojanaAI Scheme Copilot — By answering six short questions, farmers are matched against more than 800 central and state government schemes covering loans, insurance and grants, with eligibility details, required documents, deadlines and direct application links.

Signature Features: From City Retail Prices to Satellite Field Health

Beyond its three core tools, KrishiScan lists a set of additional features aimed at giving farmers a fuller picture of both their fields and the markets they sell into.

  • City Retail Insights — cross-verifies prices from multiple online retail sources to show farmers the direct-to-consumer rate for their crop, helping them identify the gap between mandi and retail pricing.
  • Hyper-Local Location Sync — a single GPS ping syncs the entire app to a farmer’s exact district, updating mandi rates, forecasts, retail benchmarks and weather advisories together.
  • National Mandi Database — covers over 600 districts across 36 states, allowing farmers to compare crop rates across different markets in one tap.
  • Kisan Didi Voice — a female voice assistant that farmers can speak to in Hindi, Marathi or English, offering spoken diagnosis and step-by-step remedy guidance suited to use in the field.
  • Satellite Field Health — uses NDVI (vegetation index) colour mapping to flag stressed patches of a field before they become visible to the naked eye, available on the platform’s Pro tier.

Pricing: Free Tier, Standard and Pro Plans

KrishiScan follows a freemium model designed to let farmers try the platform before committing to a paid subscription. The free Basic tier includes five crop diagnoses per month, a text-based Kisan Didi assistant, basic weather and daily mandi prices, and access to the national mandi database across English, Hindi and Marathi.

The Standard plan, priced at ₹299 per month and described as the platform’s most popular tier, unlocks unlimited crop diagnoses, an AR live crop scanner, city retail price insights, a 14-day price forecast, hyper-local GPS sync, the YojanaAI eligibility wizard, voice support in ten Indian languages, and a document assistant that generates farmer-ready PDFs.

A Pro plan at ₹799 per month is aimed at farmer-producer organisations (FPOs), agri-dealers and consultants, adding direct handoff to loan officers at KCC, NABARD and MUDRA, regional pest and disease outbreak maps, real-time bank-loan matching with document automation, multi-farm dashboards, satellite field-health monitoring, white-label tools and a dedicated account manager.

Early Adoption Among Farmers and FPOs

KrishiScan reports that it has already run more than 10,000 crop diagnoses, maintains an average user rating of 4.8 out of 5, and has users spread across more than 12 Indian states, including participation from over 240 FPO members. The platform has shared accounts from farmers describing how the app helped identify diseases such as early blight in tomato crops, verify mandi prices against trader offers, and match members of farmer collectives to schemes such as PM Kisan and PMFBY that they were previously unaware of.

One FPO president cited in the platform’s materials described using KrishiScan’s YojanaAI tool to match 63 member-farmers to relevant government schemes, while another highlighted how the app’s document assistant reduced the time needed to process farmer paperwork from roughly two hours to around eight minutes per farmer.

Positioning Against Generic AI Chatbots

KrishiScan draws a clear distinction between itself and general-purpose AI chatbots, arguing that while a generic chatbot might help draft an email, it is not built to handle the specific, localised needs of Indian agriculture. The platform highlights differences such as photo-based crop diagnosis versus generic text advice, native voice support in Hindi and Marathi rather than English only, live mandi price data instead of static or outdated information, and a dedicated government scheme copilot that general AI tools do not offer.

Availability and Access

KrishiScan is accessible directly through a web browser at krishiscan.com, with sign-up available via phone number and OTP or email, and no credit card required to start. The platform offers three free scans without requiring an account, positioning itself as an easy entry point for farmers who want to test the crop-scanning feature before signing up for a subscription.

Website: https://krishiscan.com

Sign Up: https://krishiscan.com/signup

Pricing: https://krishiscan.com/pricing

About: https://krishiscan.com/about

About KrishiScan

KrishiScan is an agri-finance technology platform developed by Abir Majumder for ELLOTH, offering AI-based crop disease diagnosis, live mandi price tracking, profit-comparison tools and a government scheme matching copilot for Indian farmers. Built to work across ten Indian languages and covering more than 600 districts nationwide, KrishiScan is designed as a mobile-first, voice-enabled digital assistant aimed at helping farmers protect their harvests and improve their income through better access to information.

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Saikat Sharma (Rajdeep S. Sharma): Durgapur Journalist and Digital Media Entrepreneur Bridging Editorial Leadership with Newsroom Technology

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Editor-in-Chief of Front Times of Bengal and Assistant Editor at Republican Mirror recognised with the Bengal Icon Awards 2024 for contribution to digital media and journalism

Durgapur, West Bengal — Saikat Sharma, who also works professionally under the name Rajdeep S. Sharma, has built a career that sits at the intersection of journalism, digital publishing and newsroom technology. Born on 10 November in Durgapur, Paschim Bardhaman district, West Bengal, Sharma today holds multiple editorial and technical leadership roles across the eastern Indian media landscape, and is recognised as one of the region’s emerging digital-media entrepreneurs.

He currently serves as Owner and Editor-in-Chief of Front Times of Bengal, Assistant Editor at Republican Mirror, and Editor-in-Chief of the Republican Mirror Digital Platform. Alongside these responsibilities, he continues to offer freelance video-editing and technical support services to media houses, organisations and individual clients.

Early Life and the Roots of a Technical-Journalistic Career

Sharma’s professional identity has been shaped by an unusual combination of interests. From an early age, he developed a strong curiosity about technology and computers, an inclination that gradually expanded into an interest in communication, journalism and digital media. Rather than choosing a single professional lane, he built knowledge across several complementary disciplines — a decision that would later define his career as both an editorial leader and a technical operator within digital news platforms.

His parents, S. Sharma and M. R. Sharma, are frequently credited by him as steady sources of support, encouragement and guidance throughout his personal and professional development.

Education and Continuous Learning

Sharma completed a course in Fundamentals of Journalism at NBCU Academy, which strengthened his grounding in professional news practices. However, his learning has not stopped at a single qualification. He has pursued additional courses and training programmes across disciplines including digital media, video production and technical operations — reflecting a broader philosophy that treats professional education as an ongoing process rather than a one-time milestone.

Building a Journalism Career From the Ground Up

Sharma’s journalism career began with editorial and reporting responsibilities at Mahila Unnayan Newspaper, an experience that introduced him to the practical realities of newsroom operations. He went on to work as a freelance journalist with Din Darpan Daily Newspaper, gradually expanding his experience across news reporting, editorial work, digital publishing, news content management, media production, social media distribution and technical news-platform operations.

As the media industry shifted increasingly toward digital platforms, Sharma’s early technical interests became a professional advantage. He went on to be involved in the development, establishment or management of several news and information platforms, including Ishan Alert Newspaper, Bharoter Khabar, Street Alert English Newspaper, Inform Durgapur and Inforly Nation — experience that gave him exposure to editorial leadership, content management, digital publishing and the technical side of running a news operation.

Front Times of Bengal and Republican Mirror

One of the most defining chapters of Sharma’s career is his role as Owner and Editor-in-Chief of Front Times of Bengal, where his responsibilities extend well beyond conventional editorial decision-making to include digital publishing, content production, editorial workflows and overall platform operations. This role marks his transition from working within existing media structures to building and managing a media outlet of his own.

He is also professionally associated with Republican Mirror, where he holds the position of Assistant Editor, and separately leads the outlet’s digital arm as Editor-in-Chief of the Republican Mirror Digital Platform — a dual role that reflects his ability to operate across both traditional editorial structures and digital-first media environments.

Technical Media Expertise and Video Production

Technology remains one of Sharma’s core professional strengths. His skill set spans video editing, digital media management, social media content creation and management, digital marketing, technical operations, news editorial workflows, digital newsroom setup, content and video production, publishing systems, and digital news platform management. This range allows him to work with a news story not just as editorial content, but through the lens of video production, publishing and distribution.

Media Entrepreneurship and Professional Associations

Sharma’s work developing and operating multiple digital news platforms has established him as a media entrepreneur in his own right — a role that requires building systems capable of consistently producing, managing and distributing content while adapting to constant technological change. He is also a member of the Lead India Publishers Association and is associated with Delhi Crime Press, connecting his editorial work to wider publishing and media networks.

Social Service and Humanitarian Involvement

Beyond media, Sharma is active in social-service and humanitarian work. He currently serves as General Secretary of the Humanity Press Organisation in Durgapur, West Bengal, and is a National-Level Member of the International Human Rights and Crime Control Council. Through these roles, he has connected his communication skills to a broader interest in human rights and social responsibility.

Bengal Icon Awards 2024

In 2024, Sharma received the Bengal Icon Awards 2024, presented in recognition of his outstanding contribution and achievements in the field of digital media and journalism. For Sharma, the honour reflects a professional journey built across reporting, digital publishing, technology and editorial leadership.

Professional Philosophy and Career Goals

A recurring theme in Sharma’s career is continuous learning. He often notes that the digital-media ecosystem changes rapidly — platforms evolve, audience habits shift, and video continues to take a more central role in communication. His professional philosophy centres on integrity, responsible journalism, technical adaptability, creative communication and the positive use of media and technology for social impact.

Despite already holding senior editorial and leadership positions, Sharma’s long-term career goal is to further establish himself as a Professional Video Editor or Technical Advisor — an objective rooted in his original fascination with technology and years of hands-on experience understanding how it functions within modern media organisations.

Personal Life

Sharma considers his family, particularly his parents S. Sharma and M. R. Sharma, a central foundation of his journey, crediting their guidance and encouragement for shaping his personal values and professional ambitions. Outside of his professional commitments, he lists travelling as a personal interest, an activity he connects to the curiosity that also drives his work in journalism and communication.

Connect With Saikat Sharma (Rajdeep S. Sharma)

Those interested in following Sharma’s work across journalism, digital media and video production can find him on the following platforms:

Facebook: https://www.facebook.com/rajdeeps.sharma

Instagram: https://www.instagram.com/rajdeeps.sharma

Full Profile: https://wikiprofiles.in/article.php?slug=saikat-sharma-rajdeep-s-sharma-journalists-media-durgapur-west-bengal-india

About Saikat Sharma (Rajdeep S. Sharma)

Saikat Sharma, professionally known as Rajdeep S. Sharma, is an Indian journalist, digital media professional, editor-in-chief, media entrepreneur and social activist based in Durgapur, West Bengal. He currently serves as Owner and Editor-in-Chief of Front Times of Bengal, Assistant Editor at Republican Mirror and Editor-in-Chief of the Republican Mirror Digital Platform. A recipient of the Bengal Icon Awards 2024, his career combines editorial leadership with expertise in video editing, digital publishing, social media management and newsroom technology, alongside active involvement in humanitarian and human-rights organisations.

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